How these terms apply in India
These terms apply to the account you open with us, the records we keep, and any request you send about access, correction or closure. If a service, payment flow or account action is restricted in your state, that restriction applies even when the page is visible.
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Where we mention access or eligibility, it always depends on local law and is available where local law permits. When you use UPI, Paytm or PhonePe, we may store the transfer reference, amount, date and status so we can match the payment to your account, answer
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a dispute and keep the audit trail clear. We do not treat those records as public content, and we keep them only for as long as the relevant legal duty or case review needs them. If you disagree with a clause, stop there and contact us
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before you continue.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.