Reference

How x440t Handles Your Personal Data

This Privacy Policy sets out exactly what personal data x440t collects when you open an account, how we store and use that data, and the rights you hold…

Data collected only as neededUPI, Paytm, PhonePe payment data protectedYour rights explained clearlyIndia-region account holders coveredContact us to request changes
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x440t How x440t Handles Your Personal Data
PRIVACY CONTACT PATHS

Reach Our Data Team Directly

If you want to access, correct or delete the personal data we hold for your account, our dedicated privacy team is reachable through the channels below.

Email the Privacy Team Send your data request or privacy concern to our dedicated address. Include your registered email and the specific action you need — access, correction or deletion — so we can handle it without delay.
Live Chat Support Start a live chat session from within your account dashboard at any time. Our support agents can log a formal data request on your behalf and confirm the reference number in the same session.
In-Account Help Centre The Help Centre inside your account contains a dedicated Privacy Request form. Fill in your preferred action and submit — the form routes directly to the data team without passing through general support queues.
DATA HANDLING STANDARDS

Six Ways We Protect Your Account Data

We have built specific controls around every stage of your data lifecycle — from the moment you enter your mobile number at registration through to the day you close your account.

Encrypted Data Storage

All personal data we hold — including UPI handles and contact details — is stored using industry-standard encryption at rest. Encryption keys rotate on a scheduled cycle, and access logs are audited regularly to detect any anomaly.

Cookie Controls in Your Account

We use session cookies to keep you logged in and analytics cookies to understand how pages load on your device. You can adjust your cookie preferences from the settings panel in your account at any time without affecting core functionality.

Account Security Layers

Login to your x440t account requires password authentication plus an OTP sent to your registered mobile number. Suspicious login attempts trigger an automatic lock and an alert to your registered email before any session is opened.

Retention and Deletion Timeline

We keep your account data for as long as your account remains active and for the statutory retention period required under applicable Indian law thereafter. Once that window closes, we delete or anonymise your records in full.

Third-Party Data Sharing Limits

We share your data with payment processors — such as those handling UPI, Paytm and PhonePe transactions — only to the extent necessary to complete those transactions. We do not sell personal data to advertisers or unrelated third parties.

How to Request Changes

Submit a request to correct, export or erase your data via the Privacy Request form in the Help Centre or by emailing our privacy team directly. We confirm receipt within 24 hours and complete the action within seven working days.

Your Privacy Questions Answered

The questions below cover the data rights most commonly raised by account holders in India. If your specific question is not listed here, use the Privacy Request form in your account or contact our support team through live chat.

We collect your name, email address, mobile number and, where required, identity documents. Payment identifiers such as your UPI handle or Paytm wallet ID are collected only when you make a deposit or withdrawal.

Payment identifiers are encrypted in transit and at rest. We store only the reference needed to reconcile the transaction; full payment credentials are never retained on our servers after the transaction is confirmed.

Yes. Submit a data access request through the Privacy Request form in your account's Help Centre or email our privacy team. We will send a copy of your stored data within seven working days of receiving your request.

Use the deletion option in the Privacy Request form or contact the privacy team by email. We process deletion requests within seven working days, subject to any statutory retention obligations that apply under Indian law.

We share data with payment processors and technology partners only as needed to operate your account. Any cross-border transfer is governed by the applicable data-protection requirements and covered by contractual safeguards.

We retain your records for the statutory period required under applicable Indian law after account closure. Once that period ends, we delete or fully anonymise your data so it can no longer be linked to you.

Reach our dedicated privacy team via email, the in-account Privacy Request form, or live chat. We acknowledge all privacy concerns within 24 hours and follow up with a resolution within seven working days.

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